We find tiny, mostly good, but usually insignificant alterations in delinquencies following the pay day loan bans.

We find tiny, mostly good, but usually insignificant alterations in delinquencies following the pay day loan bans. Appropriately, limiting use of payday advances could be likely to reduce delinquencies on main-stream credit items Abstract: “We test this implication regarding the hypothesis by analyzing delinquencies on revolving, retail, and installment credit in Georgia, new york, and […]